There are numerous slip and fall accident claims being filed in the state of California every year and if a slip and fall accident claim you file involves an insurance company, there is a high possibility that the company will try to reduce your claim amount. For example, if a slip and fall accident happened on a private property and the owner of the property has an insurance coverage to handle such cases, then you will be definitely dealing with an insurance company.
Their interest is to protect the company’s money, so they will try to offer an amount as low as possible. Following are some common tactics that are used by the insurance companies to reduce your claim. Here is a useful link to help you know more.
Contacting you Very Soon after the Accident
When the insurance company comes to know about the accident, they will try to contact you as soon as possible. You might think that they are being friendly by this act, but in fact, they are trying to catch you off-guard before you contact slip and fall accident lawyers to determine the right amount you deserve for the accident.
The insurance company will try to deny the liability by putting you at fault. They will make it look like the accident happened because of your negligence.
Offering a Settlement Very Quickly
The insurance companies might insist you to accept a small amount before you get time to understand the full extent of your injuries. Do not fall for this tactic. Contact slip and fall accident lawyers to find out the maximum amount you can get before settling for a small amount.
Trying to Get your Recorded Statement
Soon after the accident, the insurance companies will ask you to give a recorded statement about the accident. They might be doing this to find out anything that will help them to use against you in the later stages. So do not give them any statement without consulting a lawyer.
Trying to Get your Medical Records
The insurance company will try to find out your medical records. It might seem like they are doing this to pay your medical bills. But in reality, they are trying to find out if there is any prior pain or injury that may prove that your injury was not happened because of the accident.
Insurance companies will always try to reduce your claim. They will use different tactics for this purpose. Therefore, don’t fall for their trap. Consult slip and fall accident lawyers to estimate the right amount you deserve before settling for the amount offered by the insurance companies.